Life Insurance

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Life Insurance cover

We may like to think 'it will never happen to me' but we do die, sometimes prematurely, leaving family and loved ones behind. What plans have you made to ensure your family can survive without you?.

Life cover can provide a lump sum payment when you die or alternatively the option of an ongoing regular  payment and is essential for those with a family, business or other financial commitments. It may be needed to repay the mortgage, provide day to day living expenses, to assist raising the children, to protect retirement savings and to cover funeral expenses. 

There are many good reasons to consider protecting yourself and your family. Life insurance provides your loved ones with more choices to help them get on with their lives.  Ask us how we can help you find the right solution.


Trauma / Critical Illness

Are you prepared for a serious illness?
It’s a fact of life that we all get sick, and sometimes seriously. The cost of recovery from a significant illness like cancer or a heart attack can have a huge effect. That’s why we recommend Trauma / Critical Illness cover. 

Trauma cover is designed to pay you a nominated sum insured in the event you suffer one of a number of specified critical conditions.  This cover can be particularly beneficial to ensure you are not financially crippled following an illness where you may not be able to work in the same way as you had before. A heart attack, stroke or other serious diseases such as cancer are traumatic enough events without the financial pressures. The lump sum payment assists greatly to get on with your life. 


Mortgage Insurance

Buying a home is a major step in life. The last thing you want to see is your home slipping out of your hands, if for some reason you cannot meet your loan repayments.

Cover can be arranged to ensure that your home stays in your hands if your earning capacity is affected by illness, disability or redundancy (or in the worst case scenario the death of one of the home owners).

You can select from a variety of covers (sometimes they are known in other ways);
Life cover, Loan Instalment repayment insurance, Trauma / Critical Illness, Total Permanent Disablement benefit or Redundancy benefit

Choose from any of the above (any combination), to provide the assurance of keeping your home in the event of a serious event occurring which may otherwise jeopardise your ability to pay your mortgage.

 

Please complete the form below and one of our expert insurance advisors will be in touch.

Name:
Address:
Email:
Daytime Phone:
Evening Phone:
Mobile Phone:
1st Applicant Name:
1st Applicant Gender: Male Female
1st Applicant DOB:
1st Applicant Occupation:
1st Applicant Smoker in previous 12 months?: Yes No
1st Applicant NZ Resident?: Yes No
2nd Applicant Name:
2nd Applicant Gender: Male Female
2nd Applicant DOB:
2nd Applicant Occupation:
2nd Applicant Smoker in previous 12 months?: Yes No
2nd Applicant NZ Resident?: Yes No
Trauma Assurance Required?: Yes No
Do any of the applicants have health problems?
Do you currently have life insurance?: Yes No
What products or services would you like to know more about?

Mortgage Insurance
Income Insurance
Medical / Health
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T.09 529 5017    E.info@insitegroup.co.nz - PO Box 9047, Newmarket, Auckland, New Zealand