We tailor make each rural insurance package to meet the unique circumstances of each individual rural customer.
Packages cover personal assets such as home, contents and vehicles, as well as rural business assets and liabilities.
Rural business packages can include any of the following products:
Rural Material damage - cover for a wide variety of rural buildings, their contents and machinery.
Rural Business Interruption – cover for a reduction in turnover, and increased costs of working that result from an interruption to the rural business caused by an accidental loss to business assets.
Rural Liability – legal liability cover for property damage or personal injury that may arise from normal agricultural activities.
Rural Vehicles – designed to cover the different types of vehicles found in a rural business for both accidental damage and legal liability.
Rural Livestock – provides protection for high value individual animals and herds. Special options are available to cover working animals such as dogs and horses.
Rural Machinery Breakdown – provides accidental breakdown cover for your machinery.
Rural Stock Deterioration – deterioration cover for refrigerated goods due to the failure of refrigeration machinery.